Your Cash Flow – What Is It and How Can You Improve It? – Part 1

One of the most common reasons businesses fail is due to lack of understanding of cash flow. The same can be said about your household’s personal financial statement. So what is this cash flow concept, how does it apply to you, and what are some ways to improve yours? In Part 1 of this two-part […]

Hotel Safety Travel Tips

As summer vacation season begins, please take a moment to review Traveler Safety Tips provided for those who stay in hotels and public lodging. These tips are provided courtesy of the American Hotel and Lodging Association. Be safe out there! Don’t answer the door in a hotel or motel room without verifying who it is. […]

Protecting Your Social Security Number

Very few things in life can create a higher degree of stress and hassle than having your Social Security Number (SSN) stolen. This is because, unlike other forms of ID, the SSN is virtually permanent. While most instances of SSN theft are outside your control, there are some things that you can do to minimize […]

Use Your Tax Refund Wisely

Three of every four Americans got a refund check last year and the average amount was $2,777, according to IRS statistics. Because the amount of a refund is often uncertain, we may be tempted to spend it without too much planning. One way to counteract this natural tendency is to come up with a plan […]

Your First Job: An Intro to Taxes

As school winds down, a number of students will hit the job market for summer employment. When this is a first job, it is often one of the first times you experience the world of taxes. Please use this information to help make the move to the workforce a little more understandable. Form I-9 – […]

Five Steps Managers Can Take to Improve Performance Reviews

Performance review meetings can bring stress to both sides of the table. But it doesn’t have to be that way. With the right planning by supervisors, the meeting can be a productive, stress-free event. Review these five steps before you review your next employee: #1: Keep a performance log for every employee. How many times […]

Financial Tips for Newlyweds

Know someone getting married?  Here are some quick tips for the newlyweds to start them off on a secure path to financial bliss. Notify Social Security – Notify the Social Security Administration (SSA) with any name changes. The IRS has a name match program with the SSA and will potentially reject deductions and joint filing […]

Looking For a Job? Avoid These Common Mistakes

Job seekers, including those with years of experience, often make simple, but critical mistakes. These include not customizing resumes for each potential employer, not knowing basics about the company, and failing to follow up. Candidates need to take extra care when it comes to all aspects of the hiring process. Avoiding these simple mistakes will […]

Seven Ideas to Create a Satisfying Retirement

You’ve done your retirement homework. Your assets are reviewed, you have planned your financial needs, and your retirement tax plan is in place. Are you ready to enjoy retirement? Probably, but not without a plan to address what happens to many people after they retire – boredom. Here are some ideas to make sure your […]

Simple Steps to Make Your Charitable Donation Go Further

These days, we all want our money to go further and charitable donations are no exception. Yet sometimes, even well-intentioned gifts may end up going to a poorly run charity or the charity does not receive the full benefit of your gift. Here are some steps to ensure that your donation makes the biggest impact: […]