Identity theft and fraud are at an all-time high – you know it and we’ve told you about it.  We recommend that you check your credit reports at least once a year. Credit reports often have errors in them and this quick checkup can be the first indication that some form of identity theft or fraud has taken place on your account. Review the information to ensure its accuracy.

The three major credit card reporting agencies – Experian, Equifax and TransUnion – are required by law to provide you with a free report once a year.  A website has been set up specifically for this purpose:

Website: www.AnnualCreditReport.com

Telephone: 1-877-322-8228

Via Mail: Fill out the online form and mail it to:

Annual Credit Report Request Service
PO Box 105281
Atlanta, GA 30348-5281